Financial Planning: Cash Flow & Budgeting
Financial Planning
Know where every dollar goes, and where it should.
Cash flow, budgeting and reserve planning for owners whose income does not arrive on a schedule.
Sound Familiar?
The problem we fix.
Money comes in waves, so planning feels impossible.
Money comes in waves, so planning feels impossible.
Business and personal cash are tangled together.
Every recommendation is backed by research, analytics, and measurable insights.
Business and personal cash are tangled together.
There is no clear rule for what to save, spend or invest.
There is no clear rule for what to save, spend or invest.
What’s included
Everything in one plan.
Delivered by the same team that handles your tax strategy, so nothing falls through the cracks.
Delivered by the same team that handles your tax strategy, so nothing falls through the cracks.
Cash flow map
Where money comes from and where it goes, month by month.
Cash flow map
Where money comes from and where it goes, month by month.
Owner pay schedule
A set paycheck from the business, even when revenue swings.
Owner pay schedule
Every recommendation is backed by research, analytics, and measurable insights.
Owner pay schedule
A set paycheck from the business, even when revenue swings.
Reserve planning
Tax, operating and emergency reserves sized to your risk.
Reserve planning
Tax, operating and emergency reserves sized to your risk.
Reserve planning
Tax, operating and emergency reserves sized to your risk.
A budget that flexes
Built for lumpy income, not a fixed salary.
A budget that flexes
Built for lumpy income, not a fixed salary.
A budget that flexes
Built for lumpy income, not a fixed salary.
Debt strategy
What to pay down, refinance or keep.
Debt strategy
What to pay down, refinance or keep.
Debt strategy
What to pay down, refinance or keep.
Big purchase planning
Homes, equipment and expansions planned ahead.
Big purchase planning
Homes, equipment and expansions planned ahead.
Big purchase planning
Homes, equipment and expansions planned ahead.
Who We Serve
Built for your kind of income.
FAQs
Questions before we grow together?
Who do you work with?
Business owners, high-income professionals, executives with equity compensation, pre-retirees and retirees, and families building generational wealth.
Do you work with people who aren’t business owners?
How is Éclat different from a regular financial advisor?
What do I need to prepare before the call?
How often will we meet?
I already have a CPA. Can I keep them?
Do you work with clients remotely?
FAQs
Questions before we grow together?
Who do you work with?
Business owners, high-income professionals, executives with equity compensation, pre-retirees and retirees, and families building generational wealth.
Do you work with people who aren’t business owners?
How is Éclat different from a regular financial advisor?
What do I need to prepare before the call?
How often will we meet?
I already have a CPA. Can I keep them?
Do you work with clients remotely?
FAQs
Questions before we grow together?
Who do you work with?
Business owners, high-income professionals, executives with equity compensation, pre-retirees and retirees, and families building generational wealth.
Do you work with people who aren’t business owners?
How is Éclat different from a regular financial advisor?
What do I need to prepare before the call?
How often will we meet?
I already have a CPA. Can I keep them?
Do you work with clients remotely?
Let’s Work Together
Let’s build your wealth plan.
Book a free 30-minute strategy call with our team.
Bring your questions, leave with next steps.
Let’s Work Together
Let’s build your wealth plan.
Book a free 30-minute strategy call with our team. Bring your questions, leave with next steps.
Let’s Work Together
Let’s build your wealth plan.
Book a free 30-minute strategy call with our team.
Bring your questions, leave with next steps.